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As a Student, Do I Qualify for Student Loan Forgiveness? Student loan forgiveness is important for students to understand, especially if they are going to be taking out loans for themselves. Student loan forgiveness is a program in which people are able to qualify to have their student loans forgiven or have them be a lesser amount. Being able to do this seems really easy, right? Not all people will qualify for student loan forgiveness. Before a person may be able to qualify for the program, they will have to meet many specific requirements. In this article, you will be able to learn a little more about the student loan forgiveness program and how you could possibly qualify for loan forgiveness. A way that a student may be able to have their loans forgiven is by doing specific volunteer work. People that are involved with groups like the Peace Corps or other volunteer organizations may qualify for this. Students that are involved in these types of organizations for volunteers may be able to qualify for student loan forgiveness after they complete a certain amount of volunteer hours. In addition to this, students that serve in the military are typically able to get about $10,000 to pay toward their student loans. It is very important for teachers to know that they will be able to be eligible for student loan forgiveness in some situations. For teachers that teach in secondary or elementary school settings that are in low income areas or are full of students from families that are low income, student loan forgiveness is typically going to be an option. Teachers will usually have to work for at least 2 years before they will be able to get a reduced amount on their student loans.
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Working as a nurse or a doctor after school is also a way to possibly qualify for the student loan forgiveness program. Low income areas are going to need more doctors and nurses, as are rural areas that are more spread out, because they don’t have enough people to fill these locations. If you are a nurse or a doctor working for one of these areas, you will want to see if you can qualify for student loan forgiveness after a certain amount of time.
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In some situations, some colleges are able to offer students the option for student loan forgiveness. You will find that certain states will do this as well. There are also other careers that students will often pursue because they are able to have their loans forgiven, so be sure to look into this for your career choice.